In a bowl mix together rice flour and water until you get a thin batter but not too watery. Add water slowly and more if needed.
In another bowl mix together the meat if using, onion, cilantro, cumin-coriander powder, turmeric powder, chili powder, pepper, salt, ginger-garlic paste, serrano and two eggs.
In a skillet that has a lid, heat a tablespoon of oil to medium high heat. A non-stick pan works great for this.
Pour the batter to make a 6 inch circle like a pancake.
Add a portion of the other mixture on top
Break a whole egg on top.
Add about a tablespoon of cheese
Cover and cook for 7-8 minutes
Serve hot you can ads some cilantro and tomatoes for garnish